What similarity exists between two unpleasant events like suffering a robbery in the street and your son Shred crystal neighbor's house playing football?
That, oddly enough, both situations may be unfamiliar coverage that protects your home insurance .
Often we hire insurance without having very clear to what protects us. And so it is good to review thoroughly all the coverage it offers, because often that our policy has taken account settings and situations that we did not even had arisen, ignorance or consider the scope scope of insurance is more limited what actually is.
Beyond our housing
Home insurance is occasionally a multiseguro that, strange as it may seem, ever going beyond the home, as is our life and that of those who share home with us. For example, in the aforementioned situation of having a mugging or robbery in the street. Many insurance cover theft with violence or intimidation of property forming part of the contents of our house and others like watches, jewelry or other personal items, offering compensation to his client. And may even get to take charge of spending to fix damaged clothes during the assault, fraudulent use of a credit card by a stranger or repair or replacement mobile phone, depending on the case.
Coverage relevant to consider in this type of situations is also to change locks after burglaries both in the home and outside it, or even if involuntary loss of keys. This way we guarantee that no criminal has access to housing using our own keys.
We continue with the unknown coverages Home for events outside the home . It must take into account the liability coverage , another major unknown in the industry and often wasted by customers. It covers damage to third parties that members of our family can cause, even if they occur outside the home.
It is the aforementioned example of a child who shatters glass neighbor's house playing football or case as damage to a garden cycling or car falling off something from our window sill. Not only because children can fuss brown ; we also adults .... and even animals in our care, which can cause discomfort or cause damage to property. If you acertáis: home insurance also includes this among other unknown coverages .
And the warmth of home ...
But back home, it's cold, and also see that unforeseen Hedges can provide such insurance. We begin with another great unknown, the compensation for spoiled food . Sometimes acts beyond our responsibility, as it can be a power outage that causes the refrigerator stops working, not in cases that we are responsible. But it is also an advantage the fact be entitled to replenish our purchase, which sometimes can reach a large sum of money. Much more in the Christmas season.
The technology also takes center stage in this post, as the home insurance also covers often repair our computer or electronic devices and may even offering an advisory service on parental control Internet about navigation made by minors.
But our house does not consist only of material elements. Besides us and our family can inhabit other living beings like animals and plants, and it is our moral responsibility to care for them . In that obligation unwritten makes sense the service for pets and plants , coverage offered by the policyholder, and information about caring for our housemates plant or animal, veterinary care or other services like search for the missing animal or even burial and burning of our pet.
Muggings in the street, changes lock, stock naughty children, adults neglected or unruly pets, DIY service, food spoilage, computer and electronic repairs, care of animals and plants ... As we have seen in this post the spectrum of coverage offering home insurance is really extensive, so much that sometimes we got to imagine. Thanks to good information should stop afterwards ask: "Do you really insurance cover this?"
That, oddly enough, both situations may be unfamiliar coverage that protects your home insurance .
Often we hire insurance without having very clear to what protects us. And so it is good to review thoroughly all the coverage it offers, because often that our policy has taken account settings and situations that we did not even had arisen, ignorance or consider the scope scope of insurance is more limited what actually is.
Beyond our housing
Home insurance is occasionally a multiseguro that, strange as it may seem, ever going beyond the home, as is our life and that of those who share home with us. For example, in the aforementioned situation of having a mugging or robbery in the street. Many insurance cover theft with violence or intimidation of property forming part of the contents of our house and others like watches, jewelry or other personal items, offering compensation to his client. And may even get to take charge of spending to fix damaged clothes during the assault, fraudulent use of a credit card by a stranger or repair or replacement mobile phone, depending on the case.
Coverage relevant to consider in this type of situations is also to change locks after burglaries both in the home and outside it, or even if involuntary loss of keys. This way we guarantee that no criminal has access to housing using our own keys.
We continue with the unknown coverages Home for events outside the home . It must take into account the liability coverage , another major unknown in the industry and often wasted by customers. It covers damage to third parties that members of our family can cause, even if they occur outside the home.
It is the aforementioned example of a child who shatters glass neighbor's house playing football or case as damage to a garden cycling or car falling off something from our window sill. Not only because children can fuss brown ; we also adults .... and even animals in our care, which can cause discomfort or cause damage to property. If you acertáis: home insurance also includes this among other unknown coverages .
And the warmth of home ...
But back home, it's cold, and also see that unforeseen Hedges can provide such insurance. We begin with another great unknown, the compensation for spoiled food . Sometimes acts beyond our responsibility, as it can be a power outage that causes the refrigerator stops working, not in cases that we are responsible. But it is also an advantage the fact be entitled to replenish our purchase, which sometimes can reach a large sum of money. Much more in the Christmas season.
The technology also takes center stage in this post, as the home insurance also covers often repair our computer or electronic devices and may even offering an advisory service on parental control Internet about navigation made by minors.
But our house does not consist only of material elements. Besides us and our family can inhabit other living beings like animals and plants, and it is our moral responsibility to care for them . In that obligation unwritten makes sense the service for pets and plants , coverage offered by the policyholder, and information about caring for our housemates plant or animal, veterinary care or other services like search for the missing animal or even burial and burning of our pet.
Muggings in the street, changes lock, stock naughty children, adults neglected or unruly pets, DIY service, food spoilage, computer and electronic repairs, care of animals and plants ... As we have seen in this post the spectrum of coverage offering home insurance is really extensive, so much that sometimes we got to imagine. Thanks to good information should stop afterwards ask: "Do you really insurance cover this?"