Develop your budget and plan your spending means making choices and not waived. For example, if you have not planned to buy furniture, clothes or spend on a trip, do not. Respecting your budget, you will come to better control your spending, to pay which is essential before the rest and to release a certain amount each month to pay off your debts. Gradually, you'll find yourself having more money available, especially as and the disappearance of your debts.
Why make a budget?
A budget is a way to take control of your personal finances and make the best use of its income to meet its needs according to its values and preferences. This also helps to plan and ensure the achievement of its objectives and its aspirations. When realizes where his money is going, already some options may become clearer.
To the extent that we have critical needs to be met - a roof, heating, a car to travel to work, clothing, child care and school fees for children, food, etc. - and other needs such as leisure, travel or tenth pair of shoes ... you have to understand his position to distinguish what is essential from what is superfluous. It is then possible to set its spending on its priorities.
Understand the source of its liabilities and obligations (payments to make, date of its accounts, etc.) before deciding on measures that could help reduce its debts.
In short, make a budget , you will:
Why make a budget?
A budget is a way to take control of your personal finances and make the best use of its income to meet its needs according to its values and preferences. This also helps to plan and ensure the achievement of its objectives and its aspirations. When realizes where his money is going, already some options may become clearer.
To the extent that we have critical needs to be met - a roof, heating, a car to travel to work, clothing, child care and school fees for children, food, etc. - and other needs such as leisure, travel or tenth pair of shoes ... you have to understand his position to distinguish what is essential from what is superfluous. It is then possible to set its spending on its priorities.
Understand the source of its liabilities and obligations (payments to make, date of its accounts, etc.) before deciding on measures that could help reduce its debts.
In short, make a budget , you will:
- know your real financial situation;
- determine the amount of money required to meet basic needs;
- to achieve its goal of regaining control of expenditure;
- evaluate his daily expenses;
- set priorities on which to base its choice on consumption;
- and who knows, to save for the days or more difficult to ensure that a cherished dream come true.