Today's world is change and as a result we are passing gradually more rent than to buy, how are home insurance for homes for rent?
If anything characterizes the present age is, always speaking broadly instability. Spain earlier in the place of residence, work and the couple used to last a lifetime and accompanied us for much of our existence. Today spends a little backwards: nothing is forever and personal circumstances change more frequently than before. no longer married for life, no longer we keep a job for four decades, we no longer live on the same floor in the same city throughout our existence.
Today 's world is change, and it also has a direct impact on the field of housing . Gradually, we are passing the culture of buy to that of rent , so we lose possessions but we won a flexibility that can come to us well when facing changes in our lives. Therefore, talking about the world of insurance , those regarding home insurance for houses for rent -of voluntary and not compulsory- are gaining increasing importance and will develop as the rental market is more in vogue .
The goal pursued by companies bringing to market this type of product is to ensure both parties, both the owner of the property and the tenant , ensuring that both are protected by their coverage in case any incident occurs and can solve them with greater comfort, safety and security.
At the end of the day, we must take into account the risks owner (beyond the usual presenting have a domicile property) multiply when it makes the decision to rent space, and is not the only one who can be unprotected because sometimes abusive situations are also produced by the owners to tenants. Therefore, both parties seek ever greater and better guarantees when closing a lease. And that's where comes in this type of insurance.
Coverage for homeowners and renters
Let 's start with the owner. Thanks to underwriting a home insurance policy it may have coverage, home insurance for homes for rent which, ultimately, will protect against bad behavior of his tenant: a service of legal assistance eviction (that would help him the exercise of that process because of non - payment or performance of works without consent) or protection of the building and / or contents of the house to vandal-usually acts provided they have been reported to the police are presented as the most important, but there may be others as the protection of non - payment of rent once started eviction proceedings.
But it is not the only beneficiary nor protected against hiring a home insurance for houses for rent. The tenant is also protected against incidents that may occur through numerous covers: burglary and robbery, fire, weather events, water damage, electrical damage, cosmetic damage ... in addition to the liability. Always depending on the company with which the policy is contracted, also may be other as household assistance.
That, speaking of the main hedges. As always we talk about insurance, the range is really wide and can be hired complementary as legal protection, jewels, objects of special value, technical support, assistance to pets, ... In general, the usual of which can be provided in a safe household average.
Reach agreements, essential
Either way, some the other, landlord and tenant, should be to agree beforehand when an insurance policy, which sometimes creates conflict and debate both in regard to the need and usefulness of this action as their specific conditions (coverage, price). However, recruitment of home insurance for homes for rent can make a positive decision for both, be a success and give them peace of mind.
As for mandatory this type of insurance, it should be noted that it is only necessary contracts in the event that the house is mortgaged, and also noted that subscribe to the landlord and tenant must take out policies.
In some cases, depending on the circumstances, the owner may request contract the tenant to take over the cost of all the coverage of the policy or only of hedges related to vandalism produced by him, or defense owner against the tenant or non-payment of.
If anything characterizes the present age is, always speaking broadly instability. Spain earlier in the place of residence, work and the couple used to last a lifetime and accompanied us for much of our existence. Today spends a little backwards: nothing is forever and personal circumstances change more frequently than before. no longer married for life, no longer we keep a job for four decades, we no longer live on the same floor in the same city throughout our existence.
Today 's world is change, and it also has a direct impact on the field of housing . Gradually, we are passing the culture of buy to that of rent , so we lose possessions but we won a flexibility that can come to us well when facing changes in our lives. Therefore, talking about the world of insurance , those regarding home insurance for houses for rent -of voluntary and not compulsory- are gaining increasing importance and will develop as the rental market is more in vogue .
The goal pursued by companies bringing to market this type of product is to ensure both parties, both the owner of the property and the tenant , ensuring that both are protected by their coverage in case any incident occurs and can solve them with greater comfort, safety and security.
At the end of the day, we must take into account the risks owner (beyond the usual presenting have a domicile property) multiply when it makes the decision to rent space, and is not the only one who can be unprotected because sometimes abusive situations are also produced by the owners to tenants. Therefore, both parties seek ever greater and better guarantees when closing a lease. And that's where comes in this type of insurance.
Coverage for homeowners and renters
Let 's start with the owner. Thanks to underwriting a home insurance policy it may have coverage, home insurance for homes for rent which, ultimately, will protect against bad behavior of his tenant: a service of legal assistance eviction (that would help him the exercise of that process because of non - payment or performance of works without consent) or protection of the building and / or contents of the house to vandal-usually acts provided they have been reported to the police are presented as the most important, but there may be others as the protection of non - payment of rent once started eviction proceedings.
But it is not the only beneficiary nor protected against hiring a home insurance for houses for rent. The tenant is also protected against incidents that may occur through numerous covers: burglary and robbery, fire, weather events, water damage, electrical damage, cosmetic damage ... in addition to the liability. Always depending on the company with which the policy is contracted, also may be other as household assistance.
That, speaking of the main hedges. As always we talk about insurance, the range is really wide and can be hired complementary as legal protection, jewels, objects of special value, technical support, assistance to pets, ... In general, the usual of which can be provided in a safe household average.
Reach agreements, essential
Either way, some the other, landlord and tenant, should be to agree beforehand when an insurance policy, which sometimes creates conflict and debate both in regard to the need and usefulness of this action as their specific conditions (coverage, price). However, recruitment of home insurance for homes for rent can make a positive decision for both, be a success and give them peace of mind.
As for mandatory this type of insurance, it should be noted that it is only necessary contracts in the event that the house is mortgaged, and also noted that subscribe to the landlord and tenant must take out policies.
In some cases, depending on the circumstances, the owner may request contract the tenant to take over the cost of all the coverage of the policy or only of hedges related to vandalism produced by him, or defense owner against the tenant or non-payment of.