The private health insurance may include numerous coverage beyond those already known, and it is good toknow how far they can take care of any ailment, illness or need to have.
This post will try to summarize the options we have at our disposal when hiring a private health insurance.
We've talked, for example, treatments and alternative therapies - homeopathy, acupuncture, laughter therapy, music therapy, homeopathy, acupuncture, Bach flowers, which as we mentioned in a recent post; or those related to aesthetics and wellness , from massages to thermal circuits through multiple beauty treatments; or the necessary coverage of counseling that today provide virtually all insurance companies in the field of medicine, as more and more attention is paid to the importance of mental health beyond the physical.
Currently virtually everything can be included in the offer of health insurance from sessions of physical therapy to bariatric surgery -anti-obesity-, through the fertility treatments or hospital admissions due to psychological andeating disorders such as for anorexia or bulimia, unfortunately for quite frequent these days.
Speaking of surgery, restorative (not the aesthetic ) is usually also included in many private health insurance.The nuance between the two is important because the first comes to rectify, correct or minimize physical and aesthetic damage arising from accidents or diseases -and doctor prior report is made while the second is intended only to improve the external appearance of healthy patients .
Oddities and eccentricities
So far aspects of health insurance perhaps less known but often fall within what. But let's go a step further and talk about those less known. As demonstrated by numerous actors, athletes and singers nowadays can even ensure particular body parts: hands, legs, nose, mouth and even the back. Special and foreign insurance , but that anyone can access if you have, of course, enough money to afford it .
But there are other more curious coverages: the covering against the economic consequences of having more than one child at a time. In fact, in the US a couple secured against the possibility of multiple birth twice and ended up charging paths compensation for it from the insurance company with which he made recruitment.
But if we are looking for an unusual health related insurance, or rather run out of it, which has launched the famous Lloyd's certainly takes the palm. He has put on the market insurance against death with laughter, but is not intended to individuals but to film companies and cinemas. Covers their face the possibility that their demand for death by a fit of laughter due to viewing a movie.
A world health insurance
Beyond our borders, how is the situation in health insurance in the world ? We can cite the cases of other countries for being particularly striking for different reasons, such as Mexico , Venezuela , Costa Rica , theUnited States or the Netherlands .
In Mexico and Venezuela hardly hire private insurance. In the Central American country the percentage of policies written around 3% of its population, while in the South American only 1%. More striking still is the case of Costa Rica, where until private health insurance either directly some were banned.
US happens exactly the opposite, because health is private. There is no universal health insurance as it could be the social security in Spain, either for tourists or for citizens. Only people who are poor are eligible for a government medical service.
Within the Old Continent we highlight the case of the Netherlands, which experts currently has the best health system with a curious mixed formula that apparently works very well: a model of public funding and private delivery services.
We explained: Dutch law requires all citizens of the country to purchase health insurance. All Dutch are therefore entitled to medical care, but provided by private companies competing to attract customers. The legislation provides, of course, a list of minimum benefits that insurers must offer. The insurance is paid three: the state, -the companies which pay their own employees- and citizens insured.